It's primarily a card that lends you money so you can also make purchases without money. Utilizing your bank card for a money advance must be a final resort, and should you do find yourself taking this path, keep in mind the following. http://oldwiki.bedlamtheatre.co.uk/index.php/Fast_Payday_Advance:_One_Question_You_Do_Not_Wish_To_Ask_Anymore